Unlock flexible financing options tailored to your unique financial situation. Non-QM (Non-Qualified Mortgage) loans provide a powerful alternative to traditional lending, designed for borrowers who may not meet the strict criteria of standard mortgages. Whether you're a self-employed professional, a real estate investor, or have a non-traditional income stream, our Non-QM solutions are crafted to help you achieve your property ownership goals with less red tape and more personalized underwriting.
A flexible lending solution designed specifically for self-employed borrowers or business owners who desire ease of transaction and less paperwork using traditional income verification methods. Income eligibility is assessed through analyzing bank statements rather than tax returns.
A specialized loan tailored for real estate investors, where qualification is based on the property’s ability to generate rental income compared to its monthly debt obligations. This program simplifies the approval process by focusing primarily on property cash flow rather than personal income.
An accommodating financing option for non-U.S. citizens seeking to invest in U.S. real estate. This loan allows international investors to secure funding without traditional U.S. credit history or income documentation typically required by standard mortgage programs.
We are proud to maintain an 88% client approval rate on our specialized loan programs, helping more borrowers achieve their goals.
When speed and flexibility are critical, our Hard Money Loans provide the rapid financing you need to seize time-sensitive opportunities. Unlike traditional loans, hard money lending focuses primarily on the value of the real estate collateral rather than borrower credit history. This asset-based approach allows for significantly faster approvals and funding, making it the ideal solution for real estate investors, builders, and developers who need to act decisively in a competitive market.
A short-term financing option intended to quickly bridge funding gaps between transactions or until permanent financing can be secured. Ideal for real estate investors needing fast capital to seize immediate opportunities.
Designed specifically to fund new property development from the ground up. This short-term, asset-based loan enables builders and developers to quickly initiate construction projects with accessible financing and flexible terms.
A targeted financing option for real estate investors who purchase distressed properties, renovate them, and resell for profit. It provides quick access to capital to fund both acquisition and renovation costs, facilitating swift transactions.
testOur streamlined process funds projects up to 63% faster than traditional bank loans, empowering our clients to act without delay.
As the most popular and trusted path to homeownership, Conventional Loans offer stability, competitive interest rates, and a wide range of flexible terms. These loans are not insured or guaranteed by the federal government and adhere to the guidelines established by Fannie Mae and Freddie Mac. Ideal for borrowers with strong credit history and stable income, a conventional loan represents the gold standard in mortgage financing for purchasing or refinancing a property.
Standard mortgage financing for homebuyers seeking to purchase or refinance their primary residence. Offering competitive interest rates and flexible terms, this program suits borrowers with strong credit and verifiable income.
Traditional mortgage financing tailored for investors acquiring residential rental properties. Featuring competitive terms and rates, this option suits investors aiming to grow their real estate portfolios with stable, long-term financing.
A conventional lending solution designed to finance new residential construction projects. This program offers competitive interest rates and structured terms to homeowners and investors building properties from the ground up, often transitioning seamlessly into permanent financing upon completion.
On average, our clients save up to 23% over the life of their loan by refinancing into a competitive conventional mortgage.